How can I apply for a loan?
The entire application journey can be done online.
Fintern is now Abound
To apply for a loan, simply click the button below.
You can apply in 3 steps:
Set the loan amount and preferred monthly repayment

Request a loan size between £1,000 to £10,000 and choose your preferred monthly repayment amount.
Fill in some simple personal details and with your consent, connect to Open Banking

We assess affordability based on your Open Banking transactional data.
ID Verification


Provide proof of your identity, and submit your application online. If your application is approved, you will receive your loan within 48 hours.
Eligibility to apply
All loans are subject to status and eligibility
You're aged 18 or over


Be at least 18 years old at the time of application
Have a valid residential UK status

This includes, for example, UK citizens, permanent residency, work permit or other long-term visa holders
Have at least one UK bank account

The account can be from a UK bank, building society or credit union opened at least three months ago
Have no unresolved defaults or CCJs

We can lend to customers who have previously defaulted or have received CCJs, this must be related to a one-off historical situation that has now been fully resolved.
Fintern is now Abound
To apply for a loan, simply click the button below.
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