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Fintern is the future of consumer lending
We are a next-generation credit technology business that uses Open Banking and alternative data to change the way credit decisions are made.
What we do
Founded in 2020 with the mission to expand access to low-cost credit, Fintern operates two businesses: Abound and Render.

Abound is a consumer lender that uses Render's credit decisioning platform to provide affordable loans to underserved customers. Abound has achieved a 70% reduction in default rates compared to market expectations, demonstrating the effectiveness of Render's technology.

Render is a standalone credit decisioning platform that offers a fairer and more personalized approach to credit scoring for financial institutions and lenders.
Render
Meet Render, our credit decisioning platform that uses AI and open banking transaction data to build a fairer and more accurate alternative to credit scores.

We understand that people are more than their credit scores. We empower consumers to leverage their transaction data so that lenders can truly understand each of their unique financial situations and make better, more informed decisions.


Visit Render
Abound
Abound is expanding access to affordable consumer lending in the UK. Abound offers unsecured personal loans up to £10,000.

Some lenders only look at credit scores. Abound looks at the full picture – what you earn, how you spend, and what's left at the end.


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