Appointment of Nicole Li as Chief Product Officer
1 March 2021
Announcing the appointment of Nicole Li as Fintern Chief Product Officer
  • Nicole Li, who has held a number of senior positions at Merrill Lynch and JP Morgan, joins Fintern as Chief Product Officer
  • Nicole joins Fintern as the digital lender launches its innovative Open Banking and Artifical Intelligence powered lending solution to consumers, with the mission to massively expand access to affordable credit.
1 March 2021, London

Fintern, the industry-reinventing digital consumer lender on a mission to expand access to low cost personal finance, has appointed Nicole Li as Chief Product Officer.

Nicole will lead the design of Fintern's product and propositions. She has 11 years of banking and lending experience at Bank of America Merrill Lynch and JP Morgan with roles across finance, risk analytics, and operations. Nicole holds an MSc in International Finance (Fintech) from the University of Amsterdam.

Dr. Michelle He, Fintern COO and CFO, said: "I am excited about how Nicole's expertise will enable us to deliver an amazing customer experience that will bring us closer to our customers than incumbent lenders can ever be. Nicole is customer obsessed, and has an exciting vision that will bring our Interactive Lending proposition to life and make the Fintern App a unique experience."

Nicole said "Fintern's mission to reinvent consumer lending by bypassing traditional credit scoring with Artificial Intelligence and Open Banking has the potential to have a wide reaching positive impact on financial well-being. I'm super excited to be part of the team, making sure we can deliver products that are customer centric and a delight to use".

Gerald Chappell, Fintern CEO, said "Fintern builds relationships with our customers and helps them understand what is affordable for them, rather than offering yet another faceless transactional process. I'm delighted that Nicole will be working with us to build world-class customer experiences that will allow us to connect effectively with consumers and make the most of our distinctive credit technology."

Notes to the editor

For further information please contact the Fintern press office on or Bilal Mahmood on or +44 (0) 20 3640 7759 and +44 (0) 771 400 7257.

About Fintern

Fintern is a digital consumer lender on a mission to expand access to low cost personal finance and transform financial well-being. Fintern's next generation credit technology bypasses credit scores in making lending decisions, focusing instead on affordability.

Fintern builds relationships with customers helping them to understand their repayment capacity and credit appetite. Fintern integrates its AI platform with Open Banking to smartly connect the dots in consumers' banking data enabling Fintern to obtain the most accurate view of borrowers' affordability and spending behaviour using up to the minute transaction information.

Fintern was founded in 2020. Fintern is authorised and regulated by the Financial Conduct Authority, firm reference number 929244, a member of Cifas (the UK's leading anti-fraud association) and registered with the UK Information Commissioner's Office in compliance with the Data Protection Regulations 2018.

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