What are the eligibility criteria to apply for a Fintern Loan?

If you want to apply for a Fintern loan, there are some eligibility criteria that you will need to meet in order for us to consider your application. You must:

Be at least 18 years old at the time of application;
Have a valid residential UK status and address. This includes, for example, UK citizens, permanent residency, work permit or other long-term visa holders. Customers who hold a foreign passport must also upload their bio-metrics card or valid visa evidencing their residence status during our ID verification process;
Have at least one valid UK account from a bank, building society or credit union that provides Open Banking access. The account needs be at least three months old.
We can lend to customers who have previously defaulted or have received CCJs, this must be related to a one-off historical situation that has now been fully resolved.