Fintern FAQs

Will I be credit checked when I apply?

About Fintern Loans
When you are exploring if a Fintern loan is right for you, we will run a preliminary "soft" credit search to understand your financial commitments. This soft credit search does not affect your credit score.

Together with Open Banking transaction data, we use the soft credit search to determine if you can afford a Fintern loan. If you qualify, you can then choose to formally "Apply" for the loan. If you choose to formally Apply, then a credit search will show up on your credit file.
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