Fintern FAQs

Can I borrow more money after my loan is approved?

Your Loan Application
You can request increases in the borrowing amount on up to two occasions before you loan is paid off at any time. We will treat a request to increase the amount as a new application and it will be subject to an updated creditworthiness assessment. Once the new loan is approved, it will replace the existing loan.

The new application takes the sum of the current outstanding balance and requested additional cash as the new loan amount. After our affordability check, we will present you with a new affordability range for your monthly repayment. You can then adjust the monthly repayment amount based on the refreshed creditworthiness analysis, in a similar way to applying for a new loan. However, you no longer need to provide us your personal information such as name and address.
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