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Download our App to complete your application and get a final loan decision from Fintern!
What customers say about Fintern
"I had a wonderful service throughout getting the loan into my account and Mark from Fintern helped me through Phone and Email. I liked the concept of Fintern using the open banking to find out the affordability which helps people to understand how much they can borrow without harming the credit score."
3 days ago
"Absolutely fantastic. Myself same as some others had a few teething issues, but that's the norm with a new app and service. Spoke with a really helpful chap called Anthony via email, responses were quick and guided me through what I had done wrong. Loan paid out week within timeframe provided and honestly can not recommend enough!!!!"
6 days ago
"I came across this app randomly , did some research and borrowed £700 in literally seconds ! Good interface and intuitive to use."
"I found Fintern straightforward to navigate. All explained and dealt with, with no issues whatsoever . It definitely helped me to resolve financial issues. Would happily recommend."
You can apply for Fintern Loans in 6 steps:
Download our mobile application
Install the Fintern App on your phone via Google Play Store or Apple App Store, and start the journey to apply for a new loan
Fill in some simple personal details and with your consent, connect to Open Banking
Fintern assesses affordability based on your Open Banking transactional data
Set the loan amount you would like to borrow
Request a loan size between £500 to £5,000
Set your preferred monthly repayment
Choose your preferred monthly repayment amount, and payment start period
Set up your Fintern account
Register with your email and mobile number in order to log in to your Fintern account
Provide proof of your identity, and submit your application online. If your application is approved, you will receive your loan within 48 hours
Eligibility to apply
All loans are subject to status and eligibility
You're aged 18 or over
Be at least 18 years old at the time of application
Have a valid residential UK status
This includes, for example, UK citizens, permanent residency, work permit or other long-term visa holders
Have at least one UK bank account
The account can be from a UK bank, building society or credit union opened at least three months ago
Have no unresolved defaults or CCJs
We can lend to customers who have previously defaulted or have received CCJs, this must be related to a one-off historical situation that has now been fully resolved.
Download the App to apply
Almost there! Connect your bank and get a personalised loan quote
Registered Office: Fintern, 3rd Floor 86-90 Paul Street London EC2A 4NE United Kingdom
Representative Loan Example: £2,000 loan repayable over 36 months. 36 monthly payments of £71.66. Rate of interest 18.8% p.a. (variable). Representative 18.8% APR (variable). Total amount repayable £2,579.56. Credit is subject to your individual financial circumstances and borrowing history. Failure to keep up with repayments may impact your credit score and therefore your ability to access credit from other lenders in the future.
Representative Loan Example: £2,000 loan repayable over 36 months. 36 monthly payments of £71.66. Rate of interest 18.8% p.a. (variable). Representative 18.8% APR (variable). Total amount repayable £2,579.56.