Borrowing.
Reinvented.
Affordable loans based on you,
not your credit score


Loans of £500 - £5,000
Loan duration up to three years
Representative 18.8% APR (variable)
Download the App to apply
Almost there! Bypass credit scores and get a personalised loan quote in minutes...
Affordable loans based on you, not your credit score
Loans of £500 - £5,000, with loan duration of up to three years and a representative 18.8% APR (variable)

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Use your data to
borrow for less
We give low-cost loans because we analyse your financials smartly to allow you to qualify for low rates.
Based on you, not your credit score
Loans are based on how much you can afford to repay every month. We don't exclude people with limited or poor credit history. Instead we help you define a sustainable repayment plan.
Enjoy unrivalled flexibility
You have full control and can easily change your repayment plan at any time if your circumstances change.
How Fintern works
Let David show you how Fintern worked for him and his family, step by step
Features designed around you
Income & Spending analysis
Clearly show you how much you can afford to repay using the up-to-the-minute info.
Personalised loans
You define how much you want to pay back each month. Fintern shows you immediately how much you can save by paying more each time.
Open Banking connection
We connect to all major banks instantly and safely. No lengthy forms to fill in
Flexible loan management
Take a payment holiday, change your repayments, or pay back early at any time
Why is Fintern different?
Affordable
Fintern charges a low 18.8% APR (variable), and also works smartly to help you to minimise the total borrowing cost.
Sustainable
We first check how much you can afford to repay using your financial data. It helps to lower borrowing cost and pay off loans sooner.
Flexible
You remain in full control of all decisions, and can change your payments at any time. No penalties for paying us back early.
Easy
Apply in minutes!
No lengthy forms to fill in.
Made on
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