NEW MARKETS. LESS RISK. MORE GROWTH.

Turn impossible into profit with our lending solutions, built for every industry.

From underwriting to collections, Abound powers lending for every kind of lender

Retail Finance

Big-ticket items, without big-ticket solutions

Launch BNPL or interest-bearing finance in weeks, not months. Our two-step affordability checks approve more customers in a responsible way.

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Big-ticket items, without big-ticket solutions

Cashflow Underwriting

Confidence and complete credit decisions

Go beyond credit scores with cashflow-based decisioning. Approve more customers at the same risk level, or reduce losses without shrinking your book.

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Confidence and complete credit decisions

Premium Finance

Increase growth while reducing risk

Reduce cover risk, improve collections, and give customers more ways to pay. Real-time decisioning and continuous payment authority keep policies in place and cashflow predictable.

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Why choose us?

From retail to insurance, we bring speed, intelligence and scale to every part of the lending journey. Say hello to fast growth, smart lending and confident decision-making.

Speed

Launch products or enter new markets fast with our modular tech while staying compliant.

Intelligence

Our cashflow based underwriting means you can approve more customers at the same risk.

Scale

Our platform has originated over £1bn across multiple industries, while reducing defaults and increasing acceptance.

For every part of lending

With Abound, you don’t have to piece these together. We can power any part, or all five.

Debt funding

The capital to actually pay out loans.

Credit decisioning

The models, data, and systems to decide who gets approved.

Distribution

The channels and partnerships to reach customers.

Servicing

The tools and teams to manage repayments, collections, and ongoing support.

Legal & regulatory permissions

The licenses and compliance needed to operate.

Impact across every sector

Launched a new fertility financing product in weeks, opening access to more patients while maintaining low default rates.

Launch time

4-weeks

Broader patient access

4-weeks

Launch time

30% more patient approvals

Launched a new fertility financing product in weeks, opening access to more patients while maintaining low default rates.

Launch time

4-weeks

Broader patient access

4-weeks

Launch time

30% more patient approvals

Launched a new fertility financing product in weeks, opening access to more patients while maintaining low default rates.

Launch time

4-weeks

Broader patient access

4-weeks

Launch time

30% more patient approvals

Partnering with us

Whether you need an end-to-end solution or just one part of the stack, we make it simple to get your product live and make an impact.

Discover

We get to know your goals, markets, and customers — and identify the quickest, most impactful way to bring your lending vision to life.

Configure

Choose the modules you need, from underwriting to servicing, and we tailor them to your brand, workflows, and compliance needs.

Launch

Go live in weeks, not years. We manage onboarding, integration, and testing so you can start lending with confidence.

Grow

Optimise over time with real-world performance data, new features, and continuous support from our team.

Name

Software Engineer @ GAIA

“Launched a new fertility financing product in weeks, opening access to more patients while maintaining low default rates.”

Ready to build with Abound?

Talk to our team

Abound is a trading name of Fintern Limited 
Fintern Limited is registered in England & Wales No. 12472034 
Spread a Smile is a registered charity No. 1152205 
Fintern Limited, trading as Abound, is authorised and regulated by the Financial Conduct Authority, Firm Reference Number 929244 
Fintern Limited is a member of Cifas – the UK's leading anti-fraud association, and we are registered with the Information Commissioner's Office in compliance with the Data Protection (Charges and Information) Regulations 2018 under registration ZA747930. See our Privacy notice for further details of how we use customers' data.

United Kingdom