ABOUND BLENDS PROVEN LENDING AI WITH RAPID MARKET GROWTH
Monthly origination run rate
Default rates vs market benchmarks
2024 revenue, with £9m profit before tax
Loan book financing secured from Citi, Deutsche Bank & Waterfall
Our mission is simple: make borrowing fairer for consumers and smarter for lenders.
With £1.5bn already originated and a clear path to multi-product, multi-market scale, we’re proving that better lending is better business.
Backed by the best
How we’re different
Proven AI technology
Cashflow underwriting models built on 3bn+ transaction datapoints.
Cashflow underwriting models built on 3bn+ transaction datapoints.
Regulatory credibility
FCA regulated, with deep expertise in compliance and risk.
FCA regulated, with deep expertise in compliance and risk.
Best in class credit performance
Platform already powering Abound loans and multiple live partner launches.
Platform already powering Abound loans and multiple live partner launches.
Product agnostic
Proven across multiple products
Proven across multiple products
Built to scale, proven to perform
Abound has achieved consistent year-on-year revenue growth and profitable peer-beating scale. With £69M revenue and £9M PBT in 2024, we are on track to deliver £300M PBT by 2030, driven by robust unit economics and scalable technology.
See how we’ve helped people say yes
Abound was born from a real but sadly common problem faced by our co-founders.
They spent years helping banks improve credit decisioning. Eventually, they realised that to truly fix the system, they had to build it themselves.
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Experience across the wider leadership team includes:
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Fintern Limited, trading as Abound
3rd Floor
86-90 Paul Street
London, EC2A 4NE
United Kingdom
Abound is a trading name of Fintern Limited
Fintern Limited is registered in England & Wales No. 12472034
Spread a Smile is a registered charity No. 1152205
Fintern Limited, trading as Abound, is authorised and regulated by the Financial Conduct Authority, Firm Reference Number 929244
Fintern Limited is a member of Cifas – the UK's leading anti-fraud association, and we are registered with the Information Commissioner's Office in compliance with the Data Protection (Charges and Information) Regulations 2018 under registration ZA747930. See our Privacy notice for further details of how we use customers' data.
