Our world-class team
Our team is focused on helping consumers build better financial lives by delivering a radically improved approach to personal lending.
Gerald Chappell
Chief Executive Officer and Co-Founder
Prior to Fintern, I was a Partner at McKinsey & Company, based in London.At McKinsey, I was Global Head of Digital Lending, and Global Head of Credit Analytics. Throughout my career, I have served a wide range of financial services clients in the UK, Europe, North America and Asia on lending, credit risk and capital topics. I enjoy hiking on weekends with my two dogs.
Dr. Michelle He
Chief Operating Officer and Co-Founder
Prior to Fintern, I was a Director at EY, based in London. At EY, I served banks and financial institutions on lending, credit analytics, and driving complex banking transformations. I have a Ph.D in machine learning from the National University of Singapore, and has been a trusted advisor for fast-growing global Fintech firms. I enjoy hot yoga, kick-boxing and travelling.
Dr. Jonathan Mascie-Taylor
Managing Director of Render
My previous roles include Head of Data Science at Capital on Tap, Associate Partner at McKinsey & Principal at Oliver Wyman. I have worked with a global set of clients, from banking to retailers, providing strategic, analytical and technological support. I have a PhD and MSc in Complexity Science, and a BSc in Mathematics, all from the University of Warwick.I enjoy squash and scuba diving.
Dr. Alan Cathcart
Chief Compliance Officer and Money Laundering Reporting Officer
I have over 30 years experience in banking risk and regulation, and held senior risk roles at HSBC, Bank of England and the FSA. I have a Ph.D in mathematics from Cambridge University. I'm a keen jogger and cyclist.
Dr. Mark London
Chief Risk Officer
I'm the brain behind Fintern's AI driven decisioning engine.Prior to Fintern, I was a Partner at EY, where I specialised in Credit Analytics and led EY's Quantitative Advisory Services team of 200 quants. I have served every major UK bank on key aspects of their lending businesses and credit modelling. I hold a PhD in mathematics. I enjoy a good IPA, music festivals and injecting Borat references into otherwise boring conversations.
Nicole Li
Chief Product Officer
I have 11 years of banking experience at Bank of America Merrill Lynch and JPMorgan in finance, risk analytics, and operational support. My experience covers front, middle and back office roles across a wide range of financial products. I have a MSc in International Finance (Fintech) from Univ. of Amsterdam. I enjoy nature and loves jungle trekking (except for the leaches).
Tjaart van Wijck
Chief Technology Officer
I lead the DevOps and analytics team at Fintern.I worked with many existing members over the last decade. I have 15 years of experience in credit solutions at HSBC, Barclays, Bank of England, LBG and EY.In the recent years, my focus has been Cloud-based re-architecture of core banking systems. I enjoy sailing and spending quality time with my family.
Sam Power
Chief Growth Officer
I lead growth and marketing at Fintern. I've spent most of the last 10 years working on growing consumer startups across Europe, Africa and Latam. I have a BA from Yale University. In my spare time, I love doing pretty much anything outdoors - scuba diving, skiing, hiking.
Evan James Williams
Chief Financial Officer
Prior to joining Fintern I was the Finance Director at the rapidly scaling Technology startup Blippar responsible for building the finance infrastructure to support the business growthI’ve also held Finance & Commercial Director roles at Barclays, Barclaycard and VanquisI am a qualified chartered accountantIn my spare time I’m kept busy my two young daughters and also enjoy running, rugby and triathlon
Jacob Parker
Head of Credit Operations
I lead our Customer Service, Collections and Business Operations functions. I have extensive financial services industry experience having worked for many of the largest banks, credit card issuers and insurance providers in the UK. I specialise in project management and transforming customer facing operations. In my spare time I enjoy gaming and travelling with my partner and Hungarian Vizsla, Tobias.
Chris Birney
Head of UK&I Sales & Customer Success
I head up Sales and Client Success for UK & Ireland at Render. I have worked in the Lending, Credit & Technology sector for the past 25 Years and have worked for all of the Major Credit Reference Agency providers in the UK managing Strategic relationships. I live in Nottingham and enjoy spending time with Family and cycling in the Nottinghamshire and Leicestershire Countryside.